valU

Basic Requirements

• Age: 21 to 65 years old (for students, 18 to 21 years old, provided there is a guarantor).
• Nationality: The applicant must be an Egyptian national or an official legal resident.
• Minimum Purchase Amount: Typically starts from 100 EGP.
• Credit Limit: Ranges from 1,000 to 200,000 EGP (or more), based on an assessment of the customer’s financial capacity and creditworthiness.

Required Documents

• A valid National ID card.
• Proof of address (a recent utility bill—electricity, gas, or water—or a driver’s license).
• Proof of income or a bank statement (depending on the account type and activation method; some transactions, such as auto financing or specific promotional offers, may only require a National ID card).

Installments and Interest

• Repayment Periods: Range from one month up to 60 months (5 years).
• Interest: Certain installment plans offer 0% interest or require no down payment—typically for shorter durations or through specific partners. For longer-term plans (18 to 60 months), interest rates and administrative fees apply; these are clearly disclosed within the application.
• Early Repayment: Available to customers; please contact customer service for further details. You can download the official app and keep track of exclusive offers via the official valU website, or make inquiries by calling the valU short number: 16671.
If you’d like, let me know:
• The type of product you wish to purchase (mobile phone, home appliances, etc.)
• Your preferred installment period